When shopping for groceries, never head to the store without a planned list. You’ll wind up purchasing frivolous items that you might not use, thus wasting away your money. Plan out your week’s meals and stick to your list! And when it comes to purchasing fresh produce, perhaps a few bags of frozen items will help eliminate mid-week runs to stock up.
Live well. Spend wisely.
When planning a night out, why does it have to be at a fancy restaurant or bar? If you and your group of friends frequently go to restaurants together, try switching one night out to an evening in. A yummy spread of cheeses, crackers and light hors d’oeuvres costs way less than a meal out and is often just as enjoyable. Ask each friend to bring a bottle of wine, or take turns hosting these gatherings each month. You’ll save a bundle and still have a ball.
Live well. Spend wisely.
Can’t figure out what to buy for the hostess with the mostess? Why not thank her with a batch of muffins or biscuits for the morning after her entertaining? Wrap up in a pretty tea towel and attach a note of gratitude for good measure. The gesture is huge, but the price is budget-friendly small.
Live well. Spend wisely.
Ever wonder if you’re working as hard as your bank is working for you? Maybe it’s time to rethink the relationship. Are you earning as much interest as you could at other banks? Are you charged money just to have a simple checking account? A quick search around leading banks’ websites to compare offers could be well worth your time. And make sure to check out perks like “Keep the Change” programs and Free Checking options. These tiny changes could lead to major gains for your wallet.
Live well. Spend wisely.
Can’t make it through the workday without stopping by your favorite “designer” coffee shop? By ditching that habit in favor of brewing your own, you could trot off to work in these designer kicks by saving over $2000 a year. You’ll be simultaneously helping improve the environment by eliminating paper cup waste and upgrading your wardrobe in a big way. Do you even need to think twice about this?
Live well. Spend wisely.
Love a good beauty splurge? Then why don’t you sign up for Sephora’s Beauty Insider program? Totally free of charge, you’ll not only be looped into sales and upcoming launches, you’ll also bank points that can be used towards major perks like free products and a special gift on your birthday. It’s just like earning money for shopping at their store. Who doesn’t like that? See for yourself how sweet it can be here.
Live well. Spend wisely.
